Every employer wants to provide their employees with the best benefits package possible. CFA helps you custom design benefits packages without placing undue strain on the bottom line. Employers feel confident in the package they’re providing and employees are able to come to work worry-free.

In today’s diversified corporate climate and especially in small business, where a few assume the responsibilities of many, employers aren't able to be experts in their field and in medical insurance coverage. That's where CFA’s staff with over fifty years of combined experience in insurance counseling and mediation helps to make the employer’s role one of simple liaison and the employee’s role one of family support person... as it should be!


INSURANCE SERVICES PROVIDED:

At Carolina First Associates, we provide our clients with complete benefits ranging from, but not limited to:

• Group Medical
• HMO, POS, PPO - local and national
• Financing: fully insured; self funded; minimum premium
• Group Dental
• Financing: fully insured and self funded
• Retirement Plans: 401(k), Pension & Profitsharing plans
• Group Life & AD&D
• Tax Simple Plan
• Group Disability: Short Term and Long Term
• Voluntary Benefits:
• Life/AD&D
• Disability
• Dental
• Long Term Care
• Individual Medical
• Individual Life
• Individual Disability
• Medicare Supplements
• Employee Assistance Programs (EAP's)
• Flexible Spending Accounts
• Executive Benefits
• HSA's - Health Savings Account

PLANS AND SERVICES:
Employer/Group Plans

• Medical-Fully Insured
• Medical-Self Insured
• Life/AD&D
• Dental
• Vision
• Short Term Disability
• Long Term Disability
• Employee Paid Voluntary Plans
• HRA's - Health Reimbursement Accounts
• HSA's - Health Savings Account

 

AFFILIATED SERVICES:
• COBRA Administration
• Cafeteria Plans
• Section 125/Premium Conversion Plans


INDIVIDUAL PLANS:
• Medical
• Dental
• Medicare Supplements
• Long Term Care
• Short Term Medical Plans
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FINANCIAL SERVICES:
• Estate Planning
• Buy/Sell
• Key Man
• 401(k)


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