Welcome to CFA! For more than 30 years, Carolina First Associates, LLC has been providing insurance and employee benefits consulting services to the business community. Within our infrastructure, we have a Small Business Center which caters to individual life and health insurance needs. Built upon a tradition of integrity, industry leadership and excellence, we are committed to providing solutions in the areas of employee benefits, human resources, compliance, wellness strategies and employee education. CFA delivers professional services and technology-based solutions that allow us to work closely with our clients to create unique benefits strategies that appeal to employees and are sensitive to the bottom line.
Experience, unparalleled service and creativity are what define us. Our goal is to achieve a long-term relationship with our clients centered on the development of value based solutions and excellent service. We are committed to utilizing our collective talents to support the needs of your company. The needs of each client are specific, and require thoughtful strategic planning to develop tailored business solutions. Let CFA provide solutions for your company! Thanks for visiting our site!
Health Insurance Exchanges- Employer Coverage Tool
The Affordable Care Act (ACA) calls for the creation of state-based competitive marketplaces, known as Affordable Health Insurance Exchanges (Exchanges), for individuals and small businesses to purchase private health insurance. ACA requires the Exchanges to become operational in 2014. According to the Department of Health and Human Services (HHS), the Exchanges will allow for direct comparisons of private health insurance options based on
price, quality and other factors, and will coordinate eligibility for premium tax credits and other affordability programs.
On April 30, 2013, HHS released three simplified and shortened versions of Exchange applications that will be used... click here for more
Final Rules on Workplace Wellness Programs
The Affordable Care Act (ACA) includes provisions to encourage the use of wellness programs related to group health coverage. Effective for plan years beginning on or after Jan. 1, 2014, ACA adopts the existing HIPAA nondiscrimination requirements for health-contingent wellness programs, while also increasing the maximum reward that can be offered under these programs.
On May 29, 2013, the Departments of Labor, Health and Human Services and the Treasury (Departments) released final regulations that implement ACA’s nondiscrimination requirements for wellness programs. The final regulations clarify and reorganize the rules outlined in previous proposed regulations. They are intended to ensure... click here for more
We establish multi-year strategies for clients through the development of cost effective, value based employee benefit plans, by incorporating integrated programs that are technology based and will result in maximizing levels of human resource efficiencies, incorporate programs for controlling healthcare costs, and yield a healthier more educated and engaged workforce.
How is this done? Click here to find out >>