Where your business comes First! Since 1980

Call us at (828) 324-2000



Welcome to CFA! For more than 35 years, Carolina First Associates, LLC has been providing insurance and employee benefits consulting services to the business community. Within our infrastructure, we have a Small Business Center which caters to individual life and health insurance needs. Built upon a tradition of integrity, industry leadership and excellence, we are committed to providing solutions in the areas of employee benefits, human resources, compliance, wellness strategies and employee education. CFA delivers professional services and technology-based solutions that allow us to work closely with our clients to create unique benefits strategies that appeal to employees and are sensitive to the bottom line.

Experience, unparalleled service and creativity are what define us. Our goal is to achieve a long-term relationship with our clients centered on the development of value based solutions and excellent service. We are committed to utilizing our collective talents to support the needs of your company. The needs of each client are specific, and require thoughtful strategic planning to develop tailored business solutions. Let CFA provide solutions for your company! Thanks for visiting our site!

Important Insurance Dates & Information

Medicare Open Enrollment is quickly approaching. Beginning October 15 through December 7th, you have the ability to make enroll and/or make changes to your current Medicare Part D RX plan or Medicare Advantage policy. The Health Insurance Marketplace open enrollment for Individuals and/or families to enroll or make changes will begin November 1, 2015-January 31, […]


PCORI Fees Due July 31, 2014

  The Affordable Care Act (ACA) requires health insurance issuers and sponsors of self-insured health plans to pay Patient-Centered Outcomes Research Institute fees (PCORI fees). The fees are reported and paid annually using IRS Form 720 (Quarterly Federal Excise Tax Return). PCORI fees are due by July 31, 2014, for plan years ending on or […]


Why Choose CFA

We establish multi-year strategies for clients through the development of cost effective, value based employee benefit plans, by incorporating integrated programs that are technology based and will result in maximizing levels of human resource efficiencies, incorporate programs for controlling healthcare costs, and yield a healthier more educated and engaged workforce.

How is this done? Click here to find out ยป